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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·31 days on market

168 W Wilbur Avenue

Lake Mary, FL 32746

$250,000$292/sqftEst. $1,385/moMLS# 2149678
1
Beds
1
Baths
855
Sq Ft
1900
Built
—
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Lake Mary

Investor opportunity in a great Lake Mary location! Public records show this home as a 1 bedroom, 1 bath with 855 sq ft, but the property offers much more potential. The existing layout could easily be reimagined as a 2 bedroom, 1 bath, giving buyers the chance to add value and maximize the space. Situated on a nice .25 acre fenced lot, this property also features a large detached workshop with electric and plumbing already in place, creating exciting potential for a studio, guest space, home office, or possible ADU conversion. Buyer to verify all zoning, permitting, and intended use. Bring your vision and creativity. This property is being sold As Is, allowing the next owner to imagine the possibilities and make it their own. Great opportunity for investors, renovators, or buyers looking for a project with upside potential!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Estimated total, before insurance$1,385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Insurance (est.): $167
Estimated Total Monthly
$1,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Other — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,546 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Pending$250,000
  • Sep 10, 2026Active$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$250,000
Price / Sq Ft$292
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage855
Acres0.25 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusPending
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address168 W Wilbur Avenue, Lake Mary, FL 32746
Area993-Out Of Area-South
SubdivisionCrystal Lake Homesites
CityLake Mary
CountySeminole
StateFL
Zip Code32746
Lot Size10,890 sq ft
Parcel Number08-20-30-5AL-2000-0300

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingDetached Carport

Interior

Interior FeaturesEntrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDryer, Electric Water Heater, Washer
CoolingWall/Window Unit(s)
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Carport

Exterior

Lot DescriptionOther
FencingFenced, Chain Link, Full
RoofMetal, Other
Other StructuresWorkshop, Other
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 10, 2026
Days on Market17
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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