This home is in Crescent Shores U 1, St. Augustine.

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Active

Active·45 days on market·Crescent Shores U 1

65 Crescent Shores Road

St. Augustine, FL 32086

$479,990$223/sqftEst. $2,555/moMLS# 2148492

Beds

Baths

2,154

Sq Ft

2026

Built

Garage

Pool

About this home

Crescent Shores U 1

New construction build opportunity- 6 months build time The Vilano plan welcomes you with a 10' ceiling throughout and thoughtful single-story living You decide the structural and design piece. All homes have individual private well for irrigation.

Cost to own

Mortgage calculator

Home Price

$479,990

Down Payment: 20%

$95,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,440

Principal & Interest: $2,440

Est. Taxes & Insurance: $610

Estimated Total Monthly

$3,050

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,555

Property taxesest. at asking price, St. Johns County$639

HOAbilled annually$85

Estimated total, before insurance$3,278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,363 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 3, 2026Listed$479,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$479,990

Price / Sq Ft$223

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,154

Total Structure Area2,154 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address65 Crescent Shores Road, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionCrescent Shores U 1

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size10,890 sq ft

Lot Dimensions66x152

Parcel Number1833910340

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewOther

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories2

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup