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Sold

Sold·Closed Jun 30, 2026·5 days on market

1723 Mary Beth Court

Middleburg, FL 32068

$295,000sold priceListed at $288,950 · 102.1% of asking$210/sqftMLS# 2148393
4
Beds
3
Baths
1,403
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence1 story

About this home

Middleburg

NO HOA here!! Move right in to this lovely,well maintained home with brand new roof, new windows in 2023 with transferable warranty. Windows are E rated hurricane double hung windows. Updated kitchen with custom cabinetry. This kitchen will bring out the entertainer or baker in you with ample counter space and cabinets galore. 2 baths have been update with new vanities, commodes and fixtures. Main Ensuite bath has been totally updated to include new walk in tile shower. Tile and luxury vinyl flooring throughout. Enjoy bugless evening in the screened patio overlooking the expansive yard waiting for your garden, pool or whatever you imaging. Yard has drains in place Don't miss this one. Brand new sidewalks in the community are great for walking. Elementary school is walking distance from property. Located minutes to the new First Coast Expressway for easy commuting, hospital and restaurants and shopping.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Property taxesest. at asking price, Clay County$452
Estimated total, before insurance$2,086/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,868/yr · $156/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Property taxes (est.): $452
Insurance (est.): $197
Estimated Total Monthly
$2,283
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,414 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$222,569$88,411—
2024$220,335$85,212—
2023$210,099$81,274—
2022$184,852$77,451—
2021$146,626$73,739—
2020$129,441$72,031—

2025 property taxes (current owner): $1,868/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$288,950
  • Jun 2, 2026Listed$288,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$1754/21,770390.1
1647 Rhonda Drive, Middleburg, FL 32068Listed by ENTERA REALTY LLCSep 2026$243,000$2073/21,172480.1
1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSSep 2026$137,600$1023/21,3481710.1
2702 Pinewood Boulevard N, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$242,000$2193/21,104130.2
2706 Tina Lane, Middleburg, FL 32068Listed by COLDWELL BANKER BEN BATES INCOct 2026$220,000$1874/21,174530.3
3067 Wavering Lane, Middleburg, FL 32068Listed by WATSON REALTY CORPAug 2026$255,000$2023/21,260100.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$288,950
Price / Sq Ft$206
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,403
Acres0.35 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDoctors Inlet
MiddleLakeside

Community Information

Address1723 Mary Beth Court, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionGreenwood Estates
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size15,246 sq ft
Parcel Number34042500815336700
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Chain Link
RoofShingle
ConstructionConcrete, Wood Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 3, 2026
Days on Market5
Tax Amount$1,867.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: I ON REAL ESTATE & INVESTMENTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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