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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·136 days on market

1600 Big Tree Road O7

Daytona Beach, FL 32119

$134,500$161/sqftEst. $745/moMLS# 2147518
↓ $5,000 below original list
2
Beds
2
Baths
833
Sq Ft
1986
Built
—
Garage
No
Pool
FEMA Zone AEHOA $490/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Daytona Beach

TOP FLOOR CONDO - INCLUDES A 1-YEAR FIDELITY NATIONAL HOME WARRANTY-CP PLAN! Welcome to O7, a beautifully transformed 2-bedroom, 2-bath residence featuring greenery views from your private screened-in porch. Pack your bags, make an offer, & start living the coastal lifestyle! Your monthly association fee conveniently covers water, trash, & grounds maintenance. Inside features brand-new luxury vinyl plank flooring stretching throughout all living spaces, updated white kitchen cabinetry, & two completely remodeled bathrooms. The bright, open layout has a new water heater, in-unit washer & dryer, primary suite with a spacious walk-in closet, & an exterior storage unit on the porch for added convenience. Residents enjoy access to the community pool & gym, located just minutes from Tanger Outlets, local dining, shopping, & Daytona beaches. Perfect as a primary residence, low-maintenance retreat, or turnkey investment property. Schedule a showing to explore all it offers!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$745
HOAbilled monthly$490
Estimated total, before insurance$1,235/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,759/yr · $147/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$134,500
$26,900
Loan Term
Monthly Payment
$745
Principal & Interest: $745
Insurance (est.): $90
Estimated Total Monthly
$835
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water · Daytona Beach water meter inside parcel

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,759/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Price change$134,500−$5,000
  • May 28, 2026Listed$139,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$134,500
Price / Sq Ft$161
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage833
Total Structure Area833 sq ft
Year Built1986
TypeResidential
Sub-TypeCondominium
StyleA-Frame
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementarySouth Daytona
MiddleSilver Sands
HighAtlantic

Community Information

Address1600 Big Tree Road O7, Daytona Beach, FL 32119
Area623-Volusia County-South Central
SubdivisionGeorgetowne
CityDaytona Beach
CountyVolusia
StateFL
Zip Code32119
Parcel Number5331160000O7
ZoningCondominium

Amenities

AmenitiesPool, Fitness Center
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
ViewOther

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Screened
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market114
HOA Fees$490.07 / Monthly
HOA FrequencyMonthly
HOA NameThe Condominiums at Georgetowne Lakes Condominium
HOA Fee IncludesMaintenance Grounds, Trash, Water
Tax Amount$1,759.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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