This home is in Jacksonville.

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Active

Active·54 days on market

8850 La Terrazza Place

Jacksonville, FL 32217

$649,900$256/sqftEst. $3,303/moMLS# 2147223

Beds

Baths

2,540

Sq Ft

2009

Built

Garage

Pool

About this home

Jacksonville

Discover the perfect blend of timeless elegance and modern luxury in this breathtaking Italian/Tuscan Mediterranean architecture style residence, nestled within an exclusive and refined condominium community - La Terrazza. This long-awaited dream townhome is truly one of a kind -- designed for those who appreciate security, comfort, quality of life and an elevated lifestyle. Offering an impressive 2,540 square feet of beautifully curated living space, this luxurious townhome features 3 spacious bedrooms, 2.5 elegant bathrooms, and a generous 2-car garage. The high-end recent improvements include new roof, new HVAC and exterior Rhino Shield paint. From the moment you enter, you are welcomed by stunning architectural character, and expansive living areas that create a warm yet inviting atmosphere. The gourmet kitchen comes equipped with brand-new high-end appliances,including SubZero refrigerator and beverage center, Wolf cooktop and oven designed and pantry, stylish finishes, and the

Cost to own

Mortgage calculator

Home Price

$649,900

Down Payment: 20%

$129,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,303

Principal & Interest: $3,303

Est. Taxes & Insurance: $826

Estimated Total Monthly

$4,129

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,303

Property taxesest. at asking price, Duval County$1,061

HOAbilled monthly$375

Estimated total, before insurance$4,740/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $613,000 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$549,910	$482,529	—
2024	$518,223	$468,223	▲ $20,257
2023	$513,729	$463,729	—
2022	$503,645	$237,549	—
2021	$284,859	$229,174	▼ $5,866
2020	$275,320	$225,320	—

2025 property taxes (current owner): $9,077/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 27, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,900

Price / Sq Ft$256

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,540

Acres0.10 acres

Year Built2009

TypeResidential

Sub-TypeTownhouse

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBeauclerc

MiddleAlfred Dupont

HighAtlantic Coast

Community Information

Address8850 La Terrazza Place, Jacksonville, FL 32217

Area012-San Jose

SubdivisionLa Terrazza

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size4,356 sq ft

Parcel Number1487743045

ZoningPUD

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Thermostat

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s), Wet Bar

AppliancesDisposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityEntry Phone/Intercom, Security Gate, Smoke Detector(s)