Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Active

Active·95 days on market

0 Rio Vista Drive

St. Augustine, FL 32084

$575,000$341/sqftEst. $2,956/moMLS# 2147200

Beds

Baths

1,687

Sq Ft

2026

Built

—

Garage

Pool

About this home

St. Augustine

TO BE BUILT! Don't miss your chance to customize this beautiful new build by Inkline Homes - just 1 mile from downtown St. Augustine with stunning views of Oyster Creek! This stunning 3 bed, 2.5 bathroom floor plan boasts a large front porch so you can enjoy the peaceful water views and plenty of charming details with natural light. Pricing includes 9-foot ceilings, smooth walls, metal roof, Hardie siding, stem wall, and full interior and exterior customization with use of a construction loan! Choose between ceramic tile flooring or LVP, a selection of cabinet options, custom tile in kitchens + bathrooms, wallpaper or shiplap accents and more. Zoned RS-2 with one-week rentals accepted. Just minutes from amenities, downtown, shopping, entertainment, but located on a peaceful street with no through-traffic. *Selections for inspiration. Home is fully customizable. Home is not yet built.

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,956

Principal & Interest: $2,956

Property taxes (est.): $765

Insurance (est.): $383

Estimated Total Monthly

$4,105

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,956

Property taxesest. at asking price, St. Johns County$765

Estimated total, before insurance$3,721/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 27, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$341

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,687

Acres0.12 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionTo Be Built

StatusActive

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address0 Rio Vista Drive, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionAiken Park

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size5,227.2 sq ft

Parcel Number1241800010

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOff Street

ViewLake, Pond, Trees/Woods, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Porch

RoofMetal

ConstructionComposition Siding, Frame

Road SurfacePaved

Road FrontageCity Street

Additional Information

Date ListedMay 27, 2026

Days on Market22

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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