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This home is in Atwood Tract, St. Augustine.

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Active

Active·52 days on market·Atwood Tract

94 Park Place

St. Augustine, FL 32084

$506,000$647/sqftEst. $2,693/moMLS# 2146989
2
Beds
1
Baths
782
Sq Ft
1900
Built
Garage
No
Pool

About this home

Atwood Tract

Live Like a Local in Lincolnville! Experience the charm of historic St. Augustine with the comfort and confidence of modern construction. Unlike many historic homes in Lincolnville, this charming cottage was completely rebuilt in 2020, offering the character buyers love with updated systems and construction standards that provide peace of mind. Just a short walk from some of St. Augustine's most popular restaurants, shops, museums, festivals, waterfront attractions and historic landmarks, this location delivers the best of downtown living. Both St. Augustine Beach and Vilano Beach are less than 15 minutes away. Featured by the popular Instagram account Pretty Old Places, this thoughtfully reimagined cottage blends historic character with modern functionality. While only a few architectural details remain from the original circa-1900 shotgun home, virtually everything was rebuilt to meet 2020 Florida building standards, including electrical, plumbing, HVAC, framing, flooring, walls

Cost to own

Mortgage calculator

$506,000
$101,200
Loan Term
Monthly Payment
$2,572
Principal & Interest: $2,572
Est. Taxes & Insurance: $643
Estimated Total Monthly
$3,215
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,693
Property taxesest. at asking price, St. Johns County$673
Estimated total, before insurance$3,366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $143,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$337,967$337,967
2024$340,685$334,836
2023$304,396$304,396
2022$291,731$178,853
2021$197,386$162,594 $80,616
2020$100,876$74,525

2025 property taxes (current owner): $6,670/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 26, 2026Listed$506,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$506,000
Price / Sq Ft$647
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage782
Acres0.09 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Historic
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address94 Park Place, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionAtwood Tract
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size3,920.4 sq ft
Parcel Number2093200000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck, Front Porch
FencingBack Yard, Wood
RoofMetal
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 26, 2026
Days on Market38
Tax Amount$6,669.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Atwood Tract

Atwood Tract is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Atwood Tract homes for sale →

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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