This home is in Atwood Tract, St. Augustine.

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Active

Active·86 days on market·Atwood Tract

123 Pomar Street

St. Augustine, FL 32084

$424,000$522/sqftEst. $2,257/moMLS# 2141230

Beds

Baths

813

Sq Ft

1986

Built

—

Garage

Pool

About this home

Atwood Tract

COMPLETELY REMODELED IN 2022/2023! New roof, windows, doors, exterior paint, interior paint, fixtures, flooring, bathroom, kitchen, water heater and HVAC! A completely remodeled block home in the historic Lincolnville district means you get years of enjoyment without the stress of upkeeping an older home. This 2BR/1BA luxuriously outfitted cottage is waiting for its next owner or host. Perfect for a vacation home or investment property. Rentals allowed weekly. Seller has managed the property from out of town with ease and can share cleaning and maintenance contacts should the new buyer want them. Walk to restaurants, shops, Trolley stops and the tourist district then retreat back to your cozy cottage. Also close to Flagler College and would make for a great investment for student housing. Don't miss the opportunity to get a turnkey and fully operational home to make your own!

Cost to own

Mortgage calculator

Home Price

$424,000

Down Payment: 20%

$84,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,155

Principal & Interest: $2,155

Est. Taxes & Insurance: $539

Estimated Total Monthly

$2,694

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,257

Property taxesest. at asking price, St. Johns County$564

Estimated total, before insurance$2,821/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $382,000 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$314,072	$314,072	—
2024	$314,790	$314,790	—
2023	$298,394	$298,394	—
2022	$171,414	$127,159	—
2021	$123,354	$115,599	—
2020	$105,090	$105,090	—

2025 property taxes (current owner): $6,204/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 21, 2026Listed$424,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,000

Price / Sq Ft$522

Bedrooms2

Bathrooms1.00

Full Baths1

Square Footage813

Acres0.03 acres

Year Built1986

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address123 Pomar Street, St. Augustine, FL 32084

Area322-Downtown St Augustine

SubdivisionAtwood Tract

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size1,306.8 sq ft

Parcel Number2087900000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingOff Street

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Freezer, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

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