459 Lombard Street 1B

Orange Park, FL 32073

$1,250/moMLS# 2146406

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

NADIA USTARIZ · ARTEMIS MANAGEMENT COMPANY nustariz@artemismgmtcompany.com

Beds

Baths

920

Sq Ft

1981

Built

—

Garage

Pool

About this home

Orange Park

Spacious 1st-floor 2BR/1.5BA apartment in the desirable Cedar Bend neighborhood. This well-maintained unit features a spacious living area, galley-style kitchen, central A/C, and washer/dryer connections. Conveniently located near shopping, dining, and schools. Some photos have been virtually staged to illustrate the property's potential and are for marketing purposes only.

Cost to own

Mortgage calculator

Home Price

$1,250

Down Payment: 20%

$250

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $6

Property taxes (est.): $2

Insurance (est.): $1

Estimated Total Monthly

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$402,402	$335,489	—
2024	$392,917	$304,990	—
2023	$386,277	$277,264	—
2022	$280,503	$252,059	—
2021	$229,145	$229,145	—
2020	$217,577	$216,051	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.