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3949 GAREYS FERRY Way, Middleburg, FL 32068

$403,900
MLS# 2146307
3
Bedrooms
2
Bathrooms
1,693
Sq Ft
2024
Year Built

About This Home — 3949 GAREYS FERRY Way

Some people drive an hour for the life Middleburg offers for free. Black Creek is around the corner. Jennings State Forest and Gold Head Branch State Park are practically in your backyard. This is where weekends actually feel like weekends. Zero down. Closing costs fully paid. A rate buydown built for this market. For qualified buyers, brand-new homeownership here costs less than most people's rent. LGI Homes -- trusted nationwide, built to last -- delivers their St. Martin floor plan here with 3 bedrooms, 2 bathrooms, 1,693 square feet, and an open-concept layout with upgraded finishes throughout. Community pool, pickleball, and playground included. Fleming High School across the street. New expressway makes NAS Jax and downtown an easy commute. No CDD fees. Ask about current incentives and qualification requirements.

Features

Price$403,900
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,693
Total Structure Area2,402 sq ft
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleburg
MiddleLake Asbury
HighMiddleburg

Community Information

Address3949 GAREYS FERRY Way, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,098.4 sq ft
Parcel Number07052500907600700
ZoningPUD

Amenities

AmenitiesPool, Pickleball, Playground
UtilitiesCable Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered
RoofShingle

Additional Information

Date ListedMay 21, 2026
Days on Market10
HOA Fees$1,320 / Annually
HOA FrequencyAnnually
Tax Amount$1,159.18
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Mortgage Calculator

$403,900
$80,780
Loan Term
Monthly Payment
$2,150
Principal & Interest: $2,150
Est. Taxes & Insurance: $537
Estimated Total Monthly
$2,687
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida