This home is in Silverleaf, St. Augustine.

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Active

Active·57 days on market·Silverleaf

103 Brookgreen Way

St. Augustine, FL 32092

$460,000$224/sqftEst. $2,448/moMLS# 2146278

Beds

Baths

2,052

Sq Ft

2022

Built

Garage

Pool

About this home

Silverleaf

Welcome to life in the master-planned community of SilverLeaf in beautiful St. Augustine! This spacious 4-bedroom, 2.5-bath home offers just over 2,000 square feet of comfortable living space with a thoughtfully designed layout perfect for both everyday living and entertaining. Situated on a premium lot with no neighbors on one side, this property offers added privacy and an open feel that is hard to find. The fully fenced backyard creates the perfect space for pets, play, or relaxing evenings outdoors. Enjoy all the benefits of resort-style living with access to SilverLeaf's incredible amenity center, featuring pools, recreational areas, and community spaces designed for an active Florida lifestyle. The seller is offering $1,000 toward buyer closing costs in lieu of carpet, plus preferred lender incentives of 1% of the loan amount towards closing costs -- providing added value and flexibility for buyers.

Cost to own

Mortgage calculator

Home Price

$460,000

Down Payment: 20%

$92,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,338

Principal & Interest: $2,338

Est. Taxes & Insurance: $585

Estimated Total Monthly

$2,923

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, St. Johns County$612

HOAbilled annually$32

Estimated total, before insurance$3,092/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $430,200 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$391,307	$391,307	—
2024	$370,475	$370,475	—
2023	$388,752	$388,752	—
2022	$106,400	$106,400	—

2025 property taxes (current owner): $5,604/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 20, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000

Price / Sq Ft$224

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,052

Acres0.11 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address103 Brookgreen Way, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number0279713330

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryUpper Level

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)