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Active

Active·129 days on market

200 Sportsman Drive

Welaka, FL 32193

$570,000$282/sqftEst. $3,043/moMLS# 2146093
↓ $14,000 below original list
2
Beds
2
Baths
2,024
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone AENo HOA6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Welaka

Experience the beauty of life on the St. Johns River from this stunning waterfront retreat designed for relaxing, entertaining, and embracing the river lifestyle. Facing north toward Bird and Turkey Island, the home captures breathtaking panoramic views without harsh afternoon sun glaring into the home. Dramatic floor-to-ceiling windows bring the river indoors, while the expansive covered porch is perfect enjoying the peaceful waterfront setting. The private dock and covered boathouse with lift make boating, fishing, and river cruising effortless. Inside, soaring ceilings and beautiful views create a bright, open feel. The home features a bedroom on each floor plus a loft currently used as an office, offering flexibility for guests or working from home. Low-maintenance coquina siding, a metal roof, and a 30' x 26' two-car garage with additional kitchen area perfect for storing vehicles or use as a workshop. Although the kitchen is compact there is room for expansion.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,043
Estimated total, before insurance$3,043/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,986/yr · $249/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,043
Principal & Interest: $3,043
Insurance (est.): $380
Estimated Total Monthly
$3,423
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,986/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 5, 2026Price change$570,000−$14,000
  • May 19, 2026Listed$584,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$570,000
Price / Sq Ft$282
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,024
Acres0.15 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address200 Sportsman Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionSportsman Harbor
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size6,534 sq ft
Parcel Number33-11-26-8791-0000-2000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryIn Unit
Window FeaturesSkylight(s)

Exterior

Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 19, 2026
Days on Market95
Tax Amount$2,986.01
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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