Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 9
Sold

Sold·Closed Aug 31, 2026·45 days on market

2819 Southern Fern Court

Green Cove Springs, FL 32043

$369,000sold priceListed at $369,000 · 100% of asking$184/sqftMLS# 2145752
3
Beds
2
Baths
2,003
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $125/moSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Lot 115 - This Glades floorplan blends sophisticated style with simple, comfortable living and charming Seaside elevation appeal. The open-concept Great Room and dining area create a seamless, inviting space ideal for everyday life and effortless entertaining. The island kitchen overlooks the main living areas, making it easy to stay connected with family and guests. Natural light flows in from the covered lanai, enhancing the bright, airy feel throughout the home. A versatile flex room adds valuable functionality. Privately tucked away at the rear of the home, the owner's suite offers a quiet retreat for relaxation. A convenient two-car garage completes the design, providing both comfort and practicality. Located in Sandridge Hills in Clay County, the community is designed for modern lifestyles, with planned amenities including a pool, cabana, dog park, and open green spaces, just 20 minutes from shopping, dining, and medical services, and 5 minutes from the First Coast Expressway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,044
Property taxesest. at asking price, Clay County$565
HOAbilled quarterly$125
Estimated total, before insurance$2,734/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,000
$73,800
Loan Term
Monthly Payment
$2,044
Principal & Interest: $2,044
Property taxes (est.): $566
Insurance (est.): $246
Estimated Total Monthly
$2,855
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$25,000$25,000—

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Closed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3083 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$329,985$1524/32,172870.2
2807 Little Trout Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$360,384$1475/32,4491360.2
3091 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$332,485$1534/32,1721090.2
2749 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$371,990$1584/2.52,360510.3
2746 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$327,490$1514/32,172310.3
2745 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$330,000$1814/21,821740.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$184
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,003
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2819 Southern Fern Court, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionSandridge Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number23052501009901168

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMay 17, 2026
Days on Market45
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines