Active·84 days on market
112 Wesley Road
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Rare opportunity to own a lakefront home in highly desirable Lake Asbury at a price that leaves room for your personal touches! This waterfront property offers beautiful lake views, solid construction, and major updates already completed, including a new roof (2019), new HVAC system (2020), updated bathrooms, new wood decking (2018), and a newer septic system. Priced to reflect exterior cosmetic updates, this home presents an exceptional opportunity for buyers willing to invest a little sweat equity while enjoying the benefits of lakefront living. Whether you're looking for a primary residence, vacation retreat, or long-term investment, you'll appreciate the opportunity to customize the home to your taste while potentially increasing its value over time. Enjoy peaceful waterfront views, outdoor entertaining space, and the lifestyle that comes with living on the lake.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $416,366 | $230,981 | — |
| 2024 | $413,222 | $223,764 | — |
| 2023 | $419,507 | $215,791 | — |
| 2022 | $365,760 | $208,050 | — |
| 2021 | $300,258 | $200,534 | — |
| 2020 | $289,714 | $197,075 | — |
2025 property taxes (current owner): $6,442/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Public water · Clay County Utilities
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,659 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 2, 2026Price change$550,000−$2,000
- Jul 29, 2026Price change$552,000−$500
- Jul 25, 2026Price change$552,500−$500
- Jul 13, 2026Price change$553,000−$500
- Jul 11, 2026Price change$553,500−$500
- May 13, 2026Listed$554,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines