Sold·Closed Jun 24, 2026·9 days on market
1005 Hibernia Forest Drive
Fleming Island, FL 32003
About this home
Fleming Island
Located in the heart of Fleming Island, this 4 bed, 2 bath home is packed with potential and priced to allow the next owner to bring their vision to life. With major system updates already completed - including a 2021 roof, 2020 HVAC, new exterior doors, and updated windows - the heavy lifting has already been started. Inside, the home offers solid bones and a functional layout, while cosmetic updates like kitchen, bath, flooring, and fixture renovations provide an incredible opportunity to customize the space exactly to your taste. The price reflects these updates needed, making this a rare chance to get into Fleming Island at an approachable price point. Enjoy features that are increasingly hard to find, including NO HOA and NO CDD fees, plus dedicated RV/camper accessibility with a concrete parking pad/driveway. The screened patio has also been refreshed with new screening, creating a great space to relax outdoors.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,699 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $257,842 | $86,413 | — |
| 2024 | $240,668 | $83,130 | — |
| 2023 | $247,990 | $79,107 | — |
| 2022 | $228,714 | $80,201 | — |
| 2021 | $165,192 | $76,409 | — |
| 2020 | $161,465 | $74,664 | — |
2025 property taxes (current owner): $1,837/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 914 Hibernia Forest Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $440,000 | $212 | 4/3 | 2,080 | 8 | 0.1 |
| 880 Clay Street, Fleming Island, FL 32003Listed by INI REALTY | Jun 2026 | $415,000 | $236 | 4/2 | 1,759 | 4 | 0.3 |
| 1182 Wild Ginger Lane, Fleming Island, FL 32003Listed by ROUND TABLE REALTY | Oct 2026 | $360,000 | $207 | 3/2 | 1,742 | 168 | 0.4 |
| 1343 Fleming Street, Fleming Island, FL 32003Listed by WJH BROKERAGE FL LLC | Aug 2026 | $351,990 | $179 | 4/2.5 | 1,965 | 32 | 0.4 |
| 1352 Clay Street, Fleming Island, FL 32003Listed by WJH BROKERAGE FL LLC | Aug 2026 | $362,990 | $185 | 4/2.5 | 1,965 | 8 | 0.4 |
| 1334 Clay Street, Fleming Island, FL 32003Listed by WJH BROKERAGE FL LLC | Aug 2026 | $329,990 | $211 | 3/2.5 | 1,566 | 64 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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