This home is in Jacksonville Beach.

1 / 45

Active

Active·54 days on market

1312 1st Avenue N

Jacksonville Beach, FL 32250

$579,900$358/sqftEst. $3,086/moMLS# 2143961

Beds

Baths

1,618

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville Beach

[SELLER INCENTIVE: $5K TOWARDS BUYER CC W/ ACCEPTED OFFER] Welcome to your dream coastal retreat in the heart of Jax Beach! This Brand-NEW Construction End-Unit townhome offers the perfect blend of modern design, low maintenance living & unbeatable location. Featuring 3 beds, 3 baths + a convenient half bath perfect for guests- this thoughtfully designed home features 3 levels of living space and a convenient attached garage. Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard is ready for your fur babies or entertaining! Located just moments from Jax Beach's popular bars, local dining hotspots & boutique shopping, you'll enjoy easy access to everything this sought-after beach community has to offer. Spend your days soaking...

Cost to own

Mortgage calculator

Home Price

$579,900

Down Payment: 20%

$115,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,929

Principal & Interest: $2,929

Est. Taxes & Insurance: $732

Estimated Total Monthly

$3,662

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,086

Property taxesest. at asking price, Duval County$947

Estimated total, before insurance$4,033/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$85,000	$85,000	—
2024	$85,000	$85,000	—
2023	$85,000	$85,000	—
2022	$85,000	$85,000	—

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History