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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach a new construction home in Jacksonville.

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Active

Active·98 days on market

1308 1st Avenue N

Jacksonville Beach, FL 32250

$550,904$340/sqftEst. $2,832/moMLS# 2143958
3
Beds
3
Baths
1,618
Sq Ft
2026
Built
1
Garage
No
Pool

About this home

Jacksonville Beach

Welcome to your dream coastal retreat in the heart of Jacksonville Beach! This Brand-New Construction townhome offers the perfect blend of modern design, low-maintenance living & unbeatable location, and No HOA fees. Featuring 3 beds, 3 baths and a convenient half bath perfect for guests - this thoughtfully designed home features 3 levels of living space and a convenient attached garage. Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The 2nd floor open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard features beautiful pavers including a fire pit. Located just moments from Jax Beach's popular bars, local dining hotspots & boutique shopping- you'll enjoy easy access to everything this sought-after beach community has to offer. Spend your days soaking up the sun, biking along the

Cost to own

Mortgage calculator

$550,904
$110,181
Loan Term
Monthly Payment
$2,832
Principal & Interest: $2,832
Property taxes (est.): $900
Insurance (est.): $367
Estimated Total Monthly
$4,099
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,832
Property taxesest. at asking price, Duval County$900
Estimated total, before insurance$3,732/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$85,000
2024$85,000$85,000
2023$85,000$85,000
2022$85,000$85,000

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 19, 2026Price change$550,904$7,000
  • Jul 30, 2026Price change$557,904$7,046
  • Jul 15, 2026Price change$564,950$4,950
  • May 22, 2026Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,904
Price / Sq Ft$340
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,618
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address1308 1st Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1778780040
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 22, 2026
Days on Market97
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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