This home is in Jacksonville Beach.

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1304 1st Avenue N

Jacksonville Beach, FL 32250

$579,900$358/sqftEst. $2,948/moMLS# 2155903

Beds

Baths

1,618

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville Beach

[SELLER INCENTIVE: $5K TOWARDS BUYER CC W/ ACCEPTED OFFER] Welcome to your dream coastal retreat in the heart of Jax Beach! This Brand-NEW Construction End-Unit townhome offers the perfect blend of modern design, low maintenance living & unbeatable location. Featuring 3 beds, 3 baths + a convenient half bath perfect for guests- this thoughtfully designed home features 3 levels of living space and a convenient attached garage. Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard is ready for your fur babies or entertaining! Located just moments from Jax Beach's popular bars, local dining hotspots & boutique shopping, you'll enjoy easy access to everything this sought-after beach community has to offer. Spend your days soaking...

Cost to own

Mortgage calculator

Home Price

$579,900

Down Payment: 20%

$115,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,948

Principal & Interest: $2,948

Est. Taxes & Insurance: $737

Estimated Total Monthly

$3,684

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,948

Property taxesest. at asking price, Duval County$947

Estimated total, before insurance$3,894/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History