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This home is in Jacksonville Beach — a new construction home in Jacksonville.

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Active

Active·45 days on market

1304 1st Avenue N

Jacksonville Beach, FL 32250

$569,904$352/sqftEst. $2,930/moMLS# 2155903

Beds

Baths

1,618

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville Beach

[SELLER INCENTIVE: $7500 TOWARDS BUYER CC W/ ACCEPTED OFFER] Live just a few blocks from the Atlantic Ocean in a brand-new Jacksonville Beach townhome with no HOA. Walk to restaurants, coffee shops, nightlife, and the beach while enjoying low-maintenance luxury living. This Brand-NEW Construction End-Unit townhome offers the perfect blend of modern design, low maintenance living & unbeatable location. Featuring 3 beds, 3 baths + a convenient half bath perfect for guests- this thoughtfully designed home features 3 levels of living space and a convenient attached garage. Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard is ready for your fur babies or entertaining! Spend your days soaking up the sun, biking along the...

Cost to own

Mortgage calculator

Home Price

$569,904

Down Payment: 20%

$113,981

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,930

Principal & Interest: $2,930

Property taxes (est.): $931

Insurance (est.): $380

Estimated Total Monthly

$4,240

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,930

Property taxesest. at asking price, Duval County$931

Estimated total, before insurance$3,860/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 2, 2026Price change$569,904−$5,000
Aug 11, 2026Price change$574,904−$4,996
Jul 19, 2026Active$579,900
Jul 17, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,904

Price / Sq Ft$352

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage1,618

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1304 1st Avenue N, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionJacksonville Beach

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1778780060

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

FencingBack Yard

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedJuly 19, 2026

Days on Market45

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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