Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 40
Sold

Sold·Closed Jun 24, 2026·18 days on market

2225 Willow Gln Lane

Green Cove Springs, FL 32043

$295,000sold priceListed at $295,000 · 100% of asking$182/sqftMLS# 2143837
3
Beds
2
Baths
1,622
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $8/mo9,583 sqft lotWaterfrontSingle Family Residence1 story

About this home

Green Cove Springs

Welcome to your ''like-new'' sanctuary wrapped in 1622 square feet of sunshine and style. Built in 2023, this home still has that fresh, ''just-finished'' sparkle, meticulously maintained and loved by it's current owners. Step inside to find a space that feels both airy and cozy. The interior is a appointed in neutral features including fresh paint, upgraded light fixtures, stainless appliances all paired with a layout that makes hosting a breeze. A thoughful 3 bedroom 2 bathroom split plan offering privacy and comfort for everyone. Situated on a HUGE lot, this property offers a view that will not dissappoint! Picture lazy coffee mornings of bird watching and tranquility on the extended paved lanai with views of the expansive yard and pond. The amenity rich community of Cross Creek offers pools, walking trails, tennis courts, a fitness center, club house and top rated schools. Simply put... this is where memories are made! Come see us today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Property taxesest. at asking price, Clay County$452
HOAbilled annually$8
Estimated total, before insurance$2,094/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,446/yr · $537/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Property taxes (est.): $452
Insurance (est.): $197
Estimated Total Monthly
$2,283
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $294,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$244,899$194,177—
2024$247,882$197,882—
2023$45,000$45,000—
2022$13,000$13,000—

2025 property taxes (current owner): $6,446/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3218 Little Fawn Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$274,000$1953/21,402220.1
2347 Oak Stream Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$274,000$1763/21,55820.3
2766 Oak Stream Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSSep 2026$340,000$1854/21,835290.3
3158 Cold Leaf Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$297,000$1604/21,8611100.3
2366 Evening Oaks Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1693/21,711190.9
3040 Rustic Deer Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$275,000$1703/21,618271

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$182
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,622
Acres0.22 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2225 Willow Gln Lane, Green Cove Springs, FL 32043
Area162-Russell Landing/Penney Farms
SubdivisionCross Creek
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size9,583.2 sq ft
Parcel Number46052601030100686
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio, Rear Porch
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 7, 2026
Days on Market18
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$6,446.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines