Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 33
Sold

Sold·Closed Jul 13, 2026·38 days on market

3608 Fortuna Drive

Orange Park, FL 32065

$309,900sold priceListed at $319,900 · 96.9% of asking$223/sqftMLS# 2143508
3
Beds
2
Baths
1,392
Sq Ft
1973
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.42 acresSingle Family Residence1 story

About this home

Orange Park

Large single-family home in Lakeside Estates has been fully renovated from top to bottom. Enjoy luxurious vinyl plank flooring, a fabulous designer kitchen with stainless steel appliances, and custom quartz countertops. You'll also find two beautifully appointed bathrooms. Large lot, approximately 0.44 acres, with no HOA or CDD fees and plenty of space to park your boat and RV! The roof is of 2026, all appliances are brand new, along with an oversized backyard that's perfect for gatherings, as well as a spacious two-car garage. The new Pickleball court is right across the street, Moody Park, just minutes away, which offers a softball field and picnic area. With its proximity to major destinations like Doctors Lake, NAS Jax, Argyle Shopping Mall, and various shops and restaurants, this truly is the perfect place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Clay County$475
Estimated total, before insurance$2,191/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,156/yr · $96/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $475
Insurance (est.): $207
Estimated Total Monthly
$2,398
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$230,193$20,571—
2024$217,891$17,875—
2023$214,531$14,442—
2022$165,913$11,109—
2021$136,545$7,873—
2020$133,097$6,384—

2025 property taxes (current owner): $1,156/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$319,900
  • May 5, 2026Listed$319,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2654 Big Sur Avenue, Orange Park, FL 32065Listed by REAL BROKER LLCAug 2026$270,000$2293/21,18070.3
1344 Bay Hill Boulevard B, Orange Park, FL 32065Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$150,000$1333/21,12410.4
387 Parkridge Avenue, Orange Park, FL 32065Listed by LPT REALTY LLCAug 2026$130,000$1073/21,2161060.6
1435 Pawnee Street, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$315,000$1943/21,62460.7
5479 Weaver Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$310,000$1863/21,666760.8
845 Maplewood Lane, Orange Park, FL 32065Listed by LISTWITHFREEDOM.COMAug 2026$409,000$2483/21,6461690.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,900
Price / Sq Ft$230
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,392
Acres0.42 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLakeside
MiddleLakeside

Community Information

Address3608 Fortuna Drive, Orange Park, FL 32065
Area136-Lakeside Estates
SubdivisionLakeside Estates
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size18,295.2 sq ft
Parcel Number40042502075700100

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
FencingChain Link
RoofShingle
ConstructionBrick, Block
Road FrontageCity Street

Additional Information

Date ListedMay 5, 2026
Days on Market38
Tax Amount$1,155.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines