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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 28, 2026·87 days on market

2960 Adelaide Road

Green Cove Springs, FL 32043

$340,537sold priceListed at $326,994 · 104.1% of asking$205/sqftMLS# 2143399
3
Beds
2
Baths
1,663
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo5,227 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

MOVE IN READY! The Alexia II floor plan by Lennar features 3 bedrooms, 2 bathrooms, and a 2-car garage. This home includes Lennar's Everything's Included package with white cabinets, white quartz kitchen countertops, 42'' uppers, and Frigidaire stainless steel appliances--range, microwave, dishwasher, and refrigerator. Ceramic wood-look tile in wet areas and extended into family, dining, and halls. Additional features include window blinds throughout, screened lanai, sprinkler system, one-year builder warranty, 24-hour emergency service, and dedicated customer care. (Conditions May apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,886
Property taxesest. at asking price, Clay County$522
HOAbilled annually$10
Estimated total, before insurance$2,418/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,402/yr · $284/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,537
$68,107
Loan Term
Monthly Payment
$1,886
Principal & Interest: $1,886
Property taxes (est.): $522
Insurance (est.): $227
Estimated Total Monthly
$2,635
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 31, 2026Closed$326,994
  • Jul 31, 2026Pending$326,994
  • Jul 27, 2026Price change$326,994−$20,000
  • May 4, 2026Listed$346,994

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2948 Adelaide Road, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$327,000$1723/21,897950
2964 Adelaide Road, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCAug 2026$365,000$1754/32,08960
2653 Field Daisy Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCAug 2026$359,999$1714/22,106720.2
2652 Field Daisy Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCAug 2026$379,999$1964/31,943190.2
3590 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$340,990$1854/31,842780.5
3013 Bella Collina Way, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$329,990$1794/31,8423190.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$326,994
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,663
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2960 Adelaide Road, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionGranary Park Phase 1
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size5,227.2 sq ft
Lot Dimensions40 x 120
Parcel Number0000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 4, 2026
Days on Market87
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$3,402.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Sold by: JPAR CITY AND BEACH (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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