Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Grand Oaks, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·121 days on market·Grand Oaks

179 Myrtle Oak Court

St. Augustine, FL 32092

$465,000$224/sqftEst. $2,391/moMLS# 2142930

Beds

Baths

2,073

Sq Ft

2021

Built

Garage

Pool

About this home

Grand Oaks

Welcome to this immaculate 4-bedroom home where style, comfort, and thoughtful upgrades come together seamlessly. The heart of the home is a stunning gourmet kitchen featuring premium finishes, upgraded cabinetry, and an ideal layout for both everyday living and entertaining. The extended-garage gives you the all the extra space for storage that you could dream of. Step outside to your private backyard retreat overlooking a peaceful nature preserve--perfect for relaxing evenings or gatherings. The oversized screened-in lanai extends your living space, while the fenced yard provides both privacy and functionality. Included are all the bells and whistles like water softener treatment system, gutters, plantation shutters. Beyond the home, enjoy resort-style amenities including a sparkling pool, pickleball courts, and a fully equipped fitness center. This is more than just a home--it's a lifestyle upgrade in a community designed for active and comfortable living.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,391

Principal & Interest: $2,391

Property taxes (est.): $619

Insurance (est.): $310

Estimated Total Monthly

$3,319

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,391

Property taxesest. at asking price, St. Johns County$619

HOAbilled annually$7

Estimated total, before insurance$3,017/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,073/yr · $673/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$394,261	$323,817	—
2024	$389,639	$313,983	—
2023	$359,439	$303,382	—
2022	$343,089	$293,089	—
2021	$40,000	$40,000	—

2025 property taxes (current owner): $8,073/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 1, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$224

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,073

Acres0.16 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address179 Myrtle Oak Court, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionGrand Oaks

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,969.6 sq ft

Parcel Number0274500420

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Instant Hot Water, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringVinyl

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)