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Active

Active·147 days on market

200 E Char Lane

Crescent City, FL 32112

$119,900$178/sqftEst. $635/moMLS# 2142368
$10,000 below original list
2
Beds
1
Baths
672
Sq Ft
1976
Built
Garage
No
Pool
FEMA Zone XHOA $2/mo10,019 sqft lotManufactured Home1 story

About this home

Crescent City

Recently renovated and move-in ready lake-area home just seconds from Crescent Lake. Priced aggressively for a quick sale with major upgrades already completed - ideal for weekend use, seasonal living, or a low-maintenance full-time residence. No land lease - you own both the home and the land on this .34-acre corner lot. Recently renovated and priced for a quick sale - serious inquiries only. Lake-area home just seconds from Crescent Lake - move-in ready with major upgrades completed. Situated on a .34-acre corner lot with no land lease - you own both the home and the land. Recent renovations include: New subfloor and flooring throughout Updated kitchen with new cabinets and appliances Renovated bathroom with updated fixtures New water heater and water pump Interior and exterior paint completed Manufactured home has been converted to real property (not leased land). The .34-acre corner lot is confirmed through the property appraiser. There is an optional $25 per year fee for residents

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$635
HOAbilled annually$2
Estimated total, before insurance$637/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,027/yr · $86/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$119,900
$23,980
Loan Term
Monthly Payment
$635
Principal & Interest: $635
Insurance (est.): $80
Estimated Total Monthly
$715
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,027/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 17, 2026Price change$119,900$10,000
  • Apr 28, 2026Listed$129,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$119,900
Price / Sq Ft$178
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage672
Acres0.23 acres
Year Built1976
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
MiddleCrescent City
HighCrescent City

Community Information

Address200 E Char Lane, Crescent City, FL 32112
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size10,018.8 sq ft
Parcel Number341127000000200097

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
CoolingOther
# of Stories1

Exterior

Patio / PorchCovered, Screened
RoofMetal
Other StructuresOther

Additional Information

Date ListedApril 28, 2026
Days on Market80
HOA Fees$25 / Annually
HOA FrequencyAnnually
Tax Amount$1,027.03
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMMUNITY REALTY ASSOCIATES · addeod@comcast.net

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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