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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

For Rent·156 days on market

1683 Morningside Drive

Middleburg, FL 32068

$2,395/moMLS# 2140512

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Broker Associate / Property Manager · KELLAR REALTY AND PROPERTY MANAGEMENT INC denise@kellarrealty.com
4
Beds
3
Baths
2,323
Sq Ft
1977
Built
Garage
No
Pool
FEMA Zone XSingle Family Residence1 story

About this home

Middleburg

MULTI GENERATIONAL HOME, $500 RENT CREDIT TOWARDS OCTOBER rent FOR MOVE I$500 rent credit for October for move in by 9/20/26 Discover this 4-bedroom, 3-bath home in Heritage Farms, Orange Park South -- marketed as a 3/2 with a 1/1 in-law suite(ADU). The main living areas feature luxury vinyl plank flooring and an open floorplan that connects the family room, formal dining room, and a kitchen with updated white cabinetry and granite countertops. French doors lead from the interior to a fully fenced backyard patio, and a wood-burning fireplace adds character to the living space. The bedroom areas are carpeted for comfort. An attached ADU includes a bedroom, separate kitchen and bathroom Laundry room. Great for flexible living options; a converted garage currently serves as a den. Located close to retail and transit routes in a well-established neighborhood. Pets are limited with approval.N by 09/20/2026 PETS LIMITED WITH APPROVAL AND NONREFUNDABLE FEE

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Cost to own

Mortgage calculator

$2,395
$479
Loan Term
Monthly Payment
$13
Principal & Interest: $13
Property taxes (est.): $4
Insurance (est.): $2
Estimated Total Monthly
$18
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$225,856$225,856
2024$223,876$223,876
2023$223,688$223,243
2022$202,949$202,949
2021$145,597$145,597
2020$138,589$41,288

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$2,395
Price / Sq Ft$1
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,323
Year Built1977
TypeResidential Lease
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1683 Morningside Drive, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionOrange Park South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number02052500882702800

Amenities

AmenitiesLaundry
Community FeaturesStreet Lights
UtilitiesElectricity Available, Water Available
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio, Porch
FencingBack Yard, Chain Link, Full
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026
Days on Market137
55+ CommunityNo

Listing Courtesy of: KELLAR REALTY AND PROPERTY MANAGEMENT INC · denise@kellarrealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

Broker Associate / Property Manager

KELLAR REALTY AND PROPERTY MANAGEMENT INC

denise@kellarrealty.com

When you’re ready to buy, come back — Krista would love to help you find your home.

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