This home is in Trailmark, St. Augustine.

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Active

Active·90 days on market·Trailmark

88 Wilgrove Place

St. Augustine, FL 32092

$384,900$206/sqftEst. $2,049/moMLS# 2140250

Beds

Baths

1,864

Sq Ft

2022

Built

Garage

Pool

About this home

Trailmark

A beautifult three-year-old home for sale in Grade A school district Saint johns/St Augustine area. Amazing home near to Cul-de-sac with a spacious 3 bed, and 2-bathroom house in Trailmark Community, Saint Augustine, Florida. Amenities & Appliances included: Refrigerator, Washer & dryer, dishwasher, Stainless Steel Gas Range Stove with Oven and Built-In Microwave, kitchen Cabinets & Pantry for additional storage, An Island Kitchen Sink with Cabinets, Central Air conditioning system, Central heat, Stainless steel appliances, upgraded kitchen, upgraded bathrooms, Spacious Main bath includes a separate His and Her Closets. Clubhouse, Community club pool, Hot Tub/Spa, Children's Pool, Fitness Center, basketball courts, pickle ball courts, beach volleyball court, beautiful trails.

Cost to own

Mortgage calculator

Home Price

$384,900

Down Payment: 20%

$76,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,944

Principal & Interest: $1,944

Est. Taxes & Insurance: $486

Estimated Total Monthly

$2,430

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, St. Johns County$512

HOAbilled annually$8

Estimated total, before insurance$2,569/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $376,000 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$354,540	$354,540	—
2024	$363,315	$363,315	—
2023	$351,986	$351,986	—
2022	$44,800	$44,800	—

2025 property taxes (current owner): $4,584/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Price change$384,900−$5,000
Apr 16, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,900

Price / Sq Ft$206

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,864

Total Structure Area2,532 sq ft

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryPicolata Crossing

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address88 Wilgrove Place, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionTrailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0290121900

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Pickleball

UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances

ParkingAttached

ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingAttic Fan, Central Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)