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This home is in Trailmark, St. Augustine.

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Active

Active·91 days on market·Trailmark

2498 Trailmark Drive

St. Augustine, FL 32092

$599,000$209/sqftEst. $3,188/moMLS# 2140084
5
Beds
4
Baths
2,860
Sq Ft
2024
Built
2
Garage
No
Pool

About this home

Trailmark

Welcome to your dream home in the highly sought-after TrailMark community, where resort-style amenities and natural beauty create the perfect place to call home. This beautifully maintained 4-bedroom, 3.5-bath Richmond American Dalton floor plan offers a thoughtfully designed layout with 3 bedrooms on the main floor, including the spacious owner's suite, plus a dedicated office or playroom conveniently off from the living area of the home. Upstairs, you'll find a private fourth bedroom with its own full bath and closet, ideal for guests, a game room, or a quiet retreat. The owner's suite is a true standout, featuring a tray ceiling, extra large shower, and high-end custom California Closet system designed for both luxury and organization. You must see it all in person to take in its charm.

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,026
Principal & Interest: $3,026
Est. Taxes & Insurance: $756
Estimated Total Monthly
$3,782
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188
Property taxesest. at asking price, St. Johns County$797
HOAbilled annually$8
Estimated total, before insurance$3,994/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$477,757$477,757

2025 property taxes (current owner): $9,609/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 15, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$209
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,860
Total Structure Area3,868 sq ft
Acres0.20 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2498 Trailmark Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,712 sq ft
Lot Dimensions70x130x60x130
Parcel Number0290151350
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Management - Off Site, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsTwo
LaundryIn Unit, Lower Level, Sink

Exterior

Lot DescriptionFew Trees, Sprinklers In Front
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedApril 15, 2026
Days on Market79
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$9,609.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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