This home is in Jacksonville.
Active·147 days on market
3557 Alta Lakes Boulevard
Jacksonville, FL 32226
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
SHORT SALE APPROVED-CAN CLOSE QUICK! NEEDS TLC! This one isn't pretending to be perfect--and that's exactly where the opportunity begins! If you're looking for a home where you can roll up your sleeves, add your personal style, and build some serious sweat equity, this could be the one. Built in 2019, this 4 bed, 2 bath home offers 1,800+ sq ft and a desirable split-bedroom floorplan. The kitchen features an island and opens to the family room and dining area, plus there's a dedicated laundry room. All appliances come with. Outside, you'll find a fully fenced backyard overlooking a peaceful pond. The community includes a pool, playground, splash pad, soccer fields, walking path, and more. And the location is hard to beat, with convenient access to Jacksonville International Airport, Jacksonville Zoo & Gardens, Mayport Naval Base, shopping, beaches, and more. Bottom line: Bring your vision and become a homeowner today! NEEDS TLC
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,772 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $286,947 | $176,755 | — |
| 2024 | $277,436 | $171,067 | ▲ $14,874 |
| 2023 | $303,285 | $164,629 | — |
| 2022 | $277,084 | $158,378 | ▲ $24,864 |
| 2021 | $202,309 | $152,309 | — |
| 2020 | $37,000 | $37,000 | ▼ $3,000 |
2025 property taxes (current owner): $6,289/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Price change$285,000−$10,000
- Aug 7, 2026Price change$295,000+$5,000
- May 7, 2026Listed$290,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Alta Lakes
For Sale3584 Sunfish DriveJacksonville, FL 32226
3 bd · 2 ba · 1,711 sq ft
$299,900Est. $1,596/moBeautiful home built in 2020 featuring an open floor plan and a serene water view. The spacious kitchen is perfect for…
Listing Office: re/max specialists
Under Contract3548 Shiner DriveJacksonville, FL 32226
3 bd · 2 ba · 1,564 sq ft
$305,000Est. $1,623/moDiscover comfort, style, beautiful water views, and an unbeatable location in this 3-bedroom, 2-bathroom home in the…
Listing Office: redfin corporation
For Sale3560 Sunfish DriveJacksonville, FL 32226
3 bd · 2 ba · 1,711 sq ft
$310,000Est. $1,650/moWelcome to 3560 Sunfish Dr, a beautifully appointed 3-bed, 2-bath home nestled in the highly desirable Alta Lakes…
Listing Office: navy to navy homes llc
For Sale11676 Yellow Perch RoadJacksonville, FL 32226
4 bd · 3 ba · 2,040 sq ft
$374,500Est. $1,993/moWelcome home to this thoughtfully upgraded 4-bedroom, 3-bath home in Alta Lakes, one of North Jacksonville's most…
Listing Office: era oneteam realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines