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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·155 days on market

3551 Washington St Street

Sanford, FL 32771

$99,900$103/sqftEst. $529/moMLS# 2137645
↓ $30,099 below original list
2
Beds
1
Baths
972
Sq Ft
1935
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13,939 sqft lotSingle Family Residence1 story

About this home

Sanford

SELLER IS MOTIVATED: You can fix it up or demolished,. Present best offer.!! Calling all investors and builders! Prime opportunity in Sanford to secure a 13,939 sq ft oversized lot with endless development potential. This generously sized parcel offers the perfect canvas for new construction, redevelopment, or long-term hold. With nearly 14,000 sq ft of land, there's ample space to maximize your vision, whether you're looking to build a custom home, explore income-producing possibilities, or add to your investment portfolio. Located in a growing area with convenient access to major roadways, shopping, and local amenities, this property is positioned for future appreciation and strong demand. Sold AS-IS. Opportunities like this don't last bring your vision and secure your next investment today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$529
Estimated total, before insurance$529/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$99,900
$19,980
Loan Term
Monthly Payment
$529
Principal & Interest: $529
Insurance (est.): $67
Estimated Total Monthly
$596
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1935)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Private well (public record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,304 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Price change$99,900−$30,099
  • Apr 17, 2026Listed$129,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$99,900
Price / Sq Ft$103
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage972
Acres0.32 acres
Year Built1935
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Other
Property ConditionFixer, To Be Built
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address3551 Washington St Street, Sanford, FL 32771
Area993-Out Of Area-South
SubdivisionMetes & Bounds
CitySanford
CountySeminole
StateFL
Zip Code32771
Lot Size13,939.2 sq ft
Lot Dimensions19,939
Parcel Number33-19-31-300-1020-0000

Amenities

UtilitiesSewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesNone
HeatingNone
CoolingNone
FireplaceYes
Fireplace FeaturesOther
# of Stories1

Additional Information

Date ListedApril 17, 2026
Days on Market138
Listing TermsCash, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC · shawanaboyerrealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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