This home is in Seven Pines, Jacksonville.

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Active

Active·110 days on market·Seven Pines

5322 Legacy Pines Way

Jacksonville, FL 32224

$899,990$336/sqftEst. $4,790/moMLS# 2137218

Beds

Baths

2,682

Sq Ft

2024

Built

Garage

Pool

About this home

Seven Pines

**PRICED TO SELL** Why wait to build when you can have better than new? This stunning Duval model offers all the style and craftsmanship of a new build -- plus the convenience and upgrades of a thoughtfully enhanced home. This same model with upgrades is estimated to be $90,000 less than the builder's price. Located on a large corner-lot conveniently located to the neighborhood amenities, this property boasts many features such as; Custom Wood Floors, Quartz Countertops, Open Floor Plan, Custom Kitchen with a Hidden Pantry, Floating Shelves, Tall Ceilings, and a Bonus Office Room! A large covered lanai that conveniently takes you to your massive 3 car garage and that's been pre-plumbed for an outdoor kitchen brings the outside in to enhance the Florida lifestyle. Brand new Vinyl Fence installed and fresh landscaping! Located 5 minutes from the St Johns Town Center and only 10 minutes from the Coast of the Atlantic Ocean, your new dream home awaits

Cost to own

Mortgage calculator

Home Price

$899,990

Down Payment: 20%

$179,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,575

Principal & Interest: $4,575

Est. Taxes & Insurance: $1,144

Estimated Total Monthly

$5,718

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,790

Property taxesest. at asking price, Duval County$1,470

HOAbilled annually$8

Estimated total, before insurance$6,267/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $3,103,900 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$729,825	$729,825	▲ $41,657
2024	$125,000	$125,000	—

2025 property taxes (current owner): $16,862/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 28, 2026Listed$899,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,990

Price / Sq Ft$336

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,682

Acres0.21 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address5322 Legacy Pines Way, Jacksonville, FL 32224

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSeven Pines

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size9,147.6 sq ft

Parcel Number1677401985

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityKey Card Entry, Smoke Detector(s)