This home is in Island View, St. Augustine.

1 / 39

Active

Active·111 days on market·Island View

6373 Jack Wright Island Road

St. Augustine, FL 32092

$739,000$471/sqftEst. $3,933/moMLS# 2136851

Beds

Baths

1,568

Sq Ft

1966

Built

Garage

Pool

About this home

Island View

Riverfront opportunity ready for new owners to create their perfect waterfront retreat! Bring your vision and builder to this incredible location in a sought-after riverfront community. Nestled along the St. Johns River, you'll enjoy peaceful waterfront living while still being just a short drive to Jacksonville, all within desirable St. Johns County. Whether you're looking to renovate, rebuild, or invest, the potential here is undeniable. Bring your Builder/Contractor and make your Riverfront Home in St. Augustine ------A reality today!

Cost to own

Mortgage calculator

Home Price

$739,000

Down Payment: 20%

$147,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,733

Principal & Interest: $3,733

Est. Taxes & Insurance: $933

Estimated Total Monthly

$4,666

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,933

Property taxesest. at asking price, St. Johns County$983

Estimated total, before insurance$4,917/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$560,172	$541,834	—
2024	$515,105	$492,576	—
2023	$522,019	$447,796	—
2022	$476,805	$407,087	—
2021	$370,079	$370,079	—
2020	$356,624	$356,624	—

2025 property taxes (current owner): $7,747/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,297 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History