This home is in Silverleaf, St. Augustine.
Active·116 days on market·Silverleaf
281 Pine Grove Point
St. Augustine, FL 32092
About this home
Silverleaf
Seller is offering a $10,000 credit toward buyer closing costs, prepaids and or rate buy-down with an acceptable offer! Skip the wait for new construction with this better-than-new 2025-built home at 281 Pine Grove Point in St. Augustine! Situated on a private oversized lot with room for a future pool, this move-in ready 4-bedroom, 4-bathroom home features open-concept living, designer finishes, and premium upgrades throughout. The chef-inspired kitchen includes quartz countertops, an oversized island, soft-close cabinetry, and seamless flow into the main living areas. The primary suite offers a spa-style bath with a soaking tub and walk-in shower. Upstairs, a bonus room with full bath provides flexible space for guests, work, or play. Additional highlights include an epoxy and insulated garage, soffit outlets for holiday lighting, and a reinforced covered patio for a hanging swing. Located near top-rated schools, shopping, dining, beaches, and the new amenity center.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $4,860,000 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $225,000 | $225,000 | — |
| 2024 | $225,000 | $225,000 | — |
| 2023 | $140,000 | $140,000 | — |
| 2022 | $39,200 | $39,200 | — |
2025 property taxes (current owner): $3,045/yr
Estimated taxes if purchased at asking price: ~$13,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 23, 2026Listed$860,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silverleaf
Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silverleaf homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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