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Active

Active·130 days on market

1351 Tuscan Terrace 8408

Davenport, FL 33896

$245,000$197/sqftEst. $1,249/moMLS# 2135779
3
Beds
2
Baths
1,244
Sq Ft
2007
Built
Garage
No
Pool

About this home

Davenport

Turnkey opportunity in the highly desirable ChampionsGate area. This fully furnished unit is ready for immediate use, whether as a personal retreat or an income-producing property. The interior offers a functional and inviting layout with granite countertops and a seamless flow between kitchen and living spaces. Natural light enhances the space, while the private screened balcony provides a quiet place to relax. Located within a gated community offering resort-style amenities including pool, spa, fitness center, and clubhouse. Surrounded by golf, dining, shopping, and convenient access to major roadways. Short-term rentals allowed, making this a flexible option for both lifestyle and investment goals.

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,249
Principal & Interest: $1,249
Insurance (est.): $163
Estimated Total Monthly
$1,413
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,249
HOAbilled monthly$752
Estimated total, before insurance$2,002/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,616/yr · $218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,616/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,824 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 19, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$245,000
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,244
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address1351 Tuscan Terrace 8408, Davenport, FL 33896
Area993-Out Of Area-South
SubdivisionNot Validd
CityDavenport
CountyOsceola
StateFL
Zip Code33896
Parcel Number332527532300018408
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Playground, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofTile
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 19, 2026
Days on Market119
HOA Fees$752.42 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash
Tax Amount$2,616.4
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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