This home is in Davis Shores, St. Augustine.

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Active Under Contract

Active Under Contract·119 days on market·Davis Shores

205 Coquina Avenue

St. Augustine, FL 32080

$1,500,000$410/sqftEst. $7,984/moMLS# 2135734

Beds

Baths

3,660

Sq Ft

1961

Built

Garage

Pool

About this home

Davis Shores

Experience the perfect fusion of mid-century charm and coastal modern luxury in this exceptional home, where timeless design meets contemporary elegance. Offering over 3,600 square feet of thoughtfully designed living space and positioned on a quarter-acre lot, this residence boasts sweeping views of a tidal creek and the river beyond, visible from nearly every room. The third-floor sunroom and wraparound deck provide front-row seats to stunning sunsets and the downtown skyline. Step inside to find a spacious living area, where original terrazzo floors pay homage to the home's mid-century roots. The open living and dining rooms are ideal for entertaining, while the family room offers a cozy retreat. A gas fireplace adds warmth and ambiance, perfect for relaxing evenings. At the heart of the home, the expansive kitchen opens to every common area, making it a hub for both daily living and special gatherings.

Cost to own

Mortgage calculator

Home Price

$1,500,000

Down Payment: 20%

$300,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$7,624

Principal & Interest: $7,624

Est. Taxes & Insurance: $1,906

Estimated Total Monthly

$9,530

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,984

Property taxesest. at asking price, St. Johns County$1,996

Estimated total, before insurance$9,980/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,725,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,478,296	$1,389,775	—
2024	$1,408,891	$1,317,885	—
2023	$1,507,782	$1,507,782	—
2022	$1,302,495	$381,905	—
2021	$529,940	$367,869	—
2020	$521,935	$361,409	—

2024 property taxes (current owner): $25,144/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 19, 2026Listed$1,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,500,000

Price / Sq Ft$410

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,660

Total Structure Area5,325 sq ft

Acres0.28 acres

Year Built1961

TypeResidential

Sub-TypeSingle Family Residence

StyleMid-Century Modern

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

MiddleSebastian

HighSt. Augustine

Community Information

Address205 Coquina Avenue, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionDavis Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size12,196.8 sq ft

Lot Dimensions92x126

Parcel Number2235800000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewRiver

Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTerrazzo, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsMulti/Split

LaundryUpper Level

Spa FeaturesAbove Ground, Private