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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Crest At Nocatee, Ponte Vedra a home near Allen D. Nease High School.

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Active·2 days on market·Palm Crest At Nocatee

339 Palm Crest Drive

Ponte Vedra, FL 32081

$1,150,000$366/sqftEst. $5,912/moMLS# 2132856
4
Beds
4
Baths
3,141
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

Palm Crest At Nocatee

Luxury living in the exclusive Palm Crest enclave of Nocatee, this Energy Star Certified home is perfectly positioned on a private 60' preserve homesite with room to add an pool and outdoor oasis. Take advantage of a closing timeframe with flexibility for a quick closing or possible leaseback through Fall 2026. Thoughtfully designed for everyday living and entertaining, the home features a spacious first floor owner's suite, private study, expansive family room, and an upstairs bonus ensuite ideal for guests or multigenerational living. The chef inspired kitchen showcases an oversized island, soft close cabinetry, designer lighting, and café dining with peaceful preserve views. Sliding glass doors lead to a covered paver lanai with retractable screens, creating seamless indoor outdoor living. Elegant designer finishes include tray ceilings, custom molding, and smooth walls. Home Warranty Included with purchase.

Cost to own

Mortgage calculator

$1,150,000
$230,000
Loan Term
Monthly Payment
$5,912
Principal & Interest: $5,912
Property taxes (est.): $1,530
Insurance (est.): $767
Estimated Total Monthly
$8,209
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,912
Property taxesest. at asking price, St. Johns County$1,530
HOAbilled annually$106
Estimated total, before insurance$7,548/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,619/yr · $1,218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,035,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$953,323$865,951
2024$890,839$840,839
2023$135,000$135,000

2025 property taxes (current owner): $14,619/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 5, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,150,000
Price / Sq Ft$366
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,141
Acres0.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address339 Palm Crest Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPalm Crest At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,018.8 sq ft
Parcel Number0705020130
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
Green / EnergyAppliances, Windows
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Gas Cooktop, Gas Oven, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedAugust 27, 2026
Days on Market175
HOA Fees$1,270 / Annually
HOA FrequencyAnnually
Tax Amount$14,619.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palm Crest At Nocatee

Palm Crest At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Palm Crest At Nocatee homes for sale →

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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