This home is in Palm Crest At Nocatee, Ponte Vedra.

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Active

Active·132 days on market·Palm Crest At Nocatee

339 Palm Crest Drive

Ponte Vedra, FL 32081

$1,150,000$366/sqftEst. $6,121/moMLS# 2132856

Beds

Baths

3,141

Sq Ft

2023

Built

Garage

Pool

About this home

Palm Crest At Nocatee

Ready just in time for the Brand New K-8 school built just around the corner and so easy for golf cart drop off! Luxury living in the exclusive Palm Crest enclave of Nocatee, this Energy Star Certified home is perfectly positioned on a private 60' preserve homesite with room to add an pool and outdoor oasis. Take advantage of a closing timeframe with flexibility for a quick closing or possible leaseback through Fall 2026. Thoughtfully designed for everyday living and entertaining, the home features a spacious first floor owner's suite, private study, expansive family room, and an upstairs bonus ensuite ideal for guests or multigenerational living. The chef inspired kitchen showcases an oversized island, soft close cabinetry, designer lighting, and café dining with peaceful preserve views. Sliding glass doors lead to a covered paver lanai with retractable screens, creating seamless indoor outdoor living. Elegant designer finishes include tray ceilings, custom molding, and smooth walls.

Cost to own

Mortgage calculator

Home Price

$1,150,000

Down Payment: 20%

$230,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,809

Principal & Interest: $5,809

Est. Taxes & Insurance: $1,452

Estimated Total Monthly

$7,261

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,121

Property taxesest. at asking price, St. Johns County$1,530

HOAbilled annually$106

Estimated total, before insurance$7,757/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,035,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$953,323	$865,951	—
2024	$890,839	$840,839	—
2023	$135,000	$135,000	—

2025 property taxes (current owner): $14,619/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 5, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,150,000

Price / Sq Ft$366

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,141

Acres0.23 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address339 Palm Crest Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPalm Crest At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size10,018.8 sq ft

Parcel Number0705020130

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

Green / EnergyAppliances, Windows

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Gas Cooktop, Gas Oven, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Washer Hookup