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Sold

Sold·Closed Aug 28, 2026·111 days on market

860 Rooster Hollow Way

Middleburg, FL 32068

$330,000sold priceListed at $336,000 · 98.2% of asking$208/sqftMLS# 2135340
3
Beds
2
Baths
1,590
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $58/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Middleburg

Step into this thoughtfully crafted Cedar home, highlighted by charming Craftsman-style curb appeal. Inside, you'll find 3 generously sized bedrooms, 2 full bathrooms, and a 2-car garage designed for everyday convenience. The heart of the home is the beautifully upgraded kitchen, featuring a new Whirlpool appliance package with refrigerator, sleek quartz countertops, Quill cabinetry, and a central island perfect for gathering. The open-concept layout continues into the gathering room, where a tray ceiling adds elegance, and flows seamlessly out to the covered lanai--ideal for enjoying indoor-outdoor living. Unwind in the private owner's suite, complete with a spacious walk-in shower, dual-sink vanity, and an oversized walk-in closet. Throughout the home, you'll also find upgrades like 8-foot interior doors, smart home technology, enhanced hardware finishes, and stylish faux wood blinds for added comfort and style. This exceptional home is ready to welcome you!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Clay County$506
HOAbilled annually$58
Estimated total, before insurance$2,392/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,688/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $506
Insurance (est.): $220
Estimated Total Monthly
$2,554
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$75,000$75,000—
2024$75,000$75,000—
2023$12,000$12,000—

2025 property taxes (current owner): $1,688/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$336,000
  • Jul 28, 2026Pending$336,000
  • Jul 24, 2026Price change$336,000−$3,000
  • Jul 14, 2026Active$339,000
  • Jul 13, 2026Pending$339,000
  • Jul 9, 2026Price change$339,000−$5,000
  • Jun 26, 2026Listed$344,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
868 Rooster Hollow Way, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$377,000$2124/21,775340
3536 Cunningham Road, Orange Park, FL 32065Listed by MOMENTUM REALTYAug 2026$345,000$1904/21,8191170.7
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878361.2
3512 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$330,000$1933/21,7113141.3
618 Briar View Drive, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$325,000$1753/21,852371.4
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634811.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$336,000
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,590
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Other
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryTynes
MiddleOakleaf Jr High

Community Information

Address860 Rooster Hollow Way, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionDouble Branch
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,098.4 sq ft
Parcel Number17042500794600548
ZoningResidential

Amenities

AmenitiesDog Park, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 14, 2026
Days on Market111
HOA Fees$696 / Annually
HOA FrequencyAnnually
Tax Amount$1,687.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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