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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·147 days on market

692 Sycamore Way

Orange Park, FL 32073

$500,000$205/sqftEst. $2,578/moMLS# 2135022
4
Beds
3
Baths
2,439
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

Orange Park

Gorgeous Avalon floorplan! At the entrance, impressive 8-ft grand double doors create an elegant first impression and open into an inviting foyer. Large windows throughout the home fill every room with natural light, highlighting attractive LVP flooring and upgraded lighting. The home features a formal dining area and a massive family room with a tray ceiling that adds architectural character and charm. The generously sized gourmet kitchen is designed to impress with rich gray cabinetry, granite countertops, stainless steel appliances including a gas cooktop and French door fridge, a decorative backsplash, and a convenient island ideal for quick meals or casual dining. The home offers four comfortable bedrooms with plenty of space for family and guests. The spacious owner's suite serves as a peaceful retreat with dual vanities, a relaxing soaking tub, and a separate tiled shower. Step outside to a screened lanai where you can unwind while enjoying peaceful water and wooded views.

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,578
Principal & Interest: $2,578
Property taxes (est.): $766
Insurance (est.): $333
Estimated Total Monthly
$3,678
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,578
Property taxesest. at asking price, Clay County$766
HOAbilled annually$68
Estimated total, before insurance$3,413/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,873/yr · $656/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $482,400 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$358,992$308,270
2024$351,185$301,185
2023$65,000$65,000

2025 property taxes (current owner): $7,873/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,654 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 14, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000
Price / Sq Ft$205
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,439
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryArgyle
MiddleOakleaf Jr High
HighOrange Park

Community Information

Address692 Sycamore Way, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Preserve
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,276.4 sq ft
Parcel Number10042500788100626

Amenities

AmenitiesPool, Dog Park, Fitness Center
UtilitiesCable Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 15, 2026
Days on Market77
HOA Fees$815 / Annually
HOA FrequencyAnnually
Tax Amount$7,873.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DD HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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