Active·119 days on market
323 St Marys River Bluff Road
St. George, GA 31562
St. George
About this home
This Riverfront Retreat is situated on a full acre at one of the HIGHEST points of the scenic St. Marys River! !!!!NO FLOOD ZONES!!!! Located only 8 miles from i10E, Walmart, Groceries, Restaurants and more! 38 Miles to Everbank Stadium in Downtown Jacksonville! This property offers privacy to TWO dwellings, with multiple outdoor entertainment areas + covered spaces for an RV, Boat, ATV... bring all the toys!!! Whether you're seeking a primary residence, vacation property, or multi-generational home, we've got it all right here river side. The main home features 4 bedrooms, 3 full bathrooms, an oversized 1 car garage and a spacious interior designed for comfort and functionality. Enjoy peaceful mornings overlooking the water from the owner suite balcony, right after soaking in your oversized garden tub. The additional dwelling is a charming 1-bedroom, 1-bath apartment with a covered porch, ideal for guests, hosting get togethers, your in-laws, or even rental income.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,648 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 11, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines