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This home is in Queens Harbour, Jacksonville.

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Active

Active·151 days on market·Queens Harbour

821 Queens Harbor Boulevard

Jacksonville, FL 32225

$3,595,000$548/sqftEst. $19,134/moMLS# 2130192
4
Beds
5
Baths
6,558
Sq Ft
2003
Built
3
Garage
Yes
Pool

About this home

Queens Harbour

STUNNING NAVIGABLE WATERFRONT ESTATE w/ PRIVATE DOCK. NEW PAVERS ON ENTIRE FRONT DRIVE, POOL DECKING AND SELLER EXTENDED PATIO AREA BEYOND THE POOL SCREEN. LEFT AND RIGHT SIDES OF HOME HAS NEW LIGHTING AS WELL AS SELLER CREATED A BEAUTIFUL ROCK PATH. LANDSCAPING WAS REPLACED IN FRONT AND BACK AS WELL AS OTHER MINOR UPDATES. Offering over 6,558 sq. ft. of refined living space, this exceptional residence showcases a breathtaking two-story foyer and sweeping harbor views from nearly every room. The open-concept layout flows seamlessly to a 1,300 sq. ft. lanai through dramatic 90-degree sliders, revealing a spectacular pool and waterfront setting that feels like a private resort. Chef's kitchen, every room is generously scaled and abundant storage throughout. A 1,490 sq. ft. three-car garage. Launch from your backyard and cruise directly to the Atlantic Ocean -- true coastal luxury at its finest.

Cost to own

Mortgage calculator

$3,595,000
$719,000
Loan Term
Monthly Payment
$18,159
Principal & Interest: $18,159
Est. Taxes & Insurance: $4,540
Estimated Total Monthly
$22,699
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$19,134
Property taxesest. at asking price, Duval County$5,870
HOAbilled quarterly$373
Estimated total, before insurance$25,377/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,800,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$2,512,905$2,512,905 $132,327
2024$2,391,556$2,391,556 $440,448
2023$1,828,081$1,359,801
2022$1,771,602$1,318,739
2021$1,498,872$1,278,873 $38,646
2020$1,379,117$1,260,526 $3,988

2025 property taxes (current owner): $44,969/yr

Estimated taxes if purchased at asking price: ~$70,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 14, 2026Listed$3,595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,595,000
Price / Sq Ft$548
Bedrooms4
Bathrooms6.00
Full Baths5
Half Baths2
Square Footage6,558
Acres0.52 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water
Is WaterfrontYes

Community Information

Address821 Queens Harbor Boulevard, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size22,651.2 sq ft
Parcel Number1671272240
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Golf Course, Jogging Path, Laundry, Playground, Security, Tennis Court(s)
UtilitiesPropane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewIntracoastal, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Central Vacuum, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringMarble, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch, Screened
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 14, 2026
Days on Market115
HOA Fees$1,119 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesSecurity
Tax Amount$44,968.95
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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