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Active·129 days on market

2227 Falling Star Lane

Green Cove Springs, FL 32043

$384,900$179/sqftEst. $2,049/moMLS# 2132579
4
Beds
2
Baths
2,148
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

Green Cove Springs

Welcome to this beautifully designed 4-bedroom, 2-bath home offering 2,147 square feet of comfortable living with serene water pond views in the highly sought-after Cross Creek community. Step inside to an inviting open-concept layout where the spacious kitchen seamlessly flows into the living and dining areas--perfect for entertaining, gatherings, and everyday living. Large sliding door captures tranquil water views, creating a bright and relaxing atmosphere throughout the main living space. The thoughtfully designed split-bedroom floor plan provides added privacy, with a generously sized primary suite tucked away as your own peaceful retreat. Residents of Cross Creek enjoy access to resort-style amenities, including a beautifully appointed clubhouse, sparkling pool, fitness center, and sports courts--offering an active Florida lifestyle just steps from home. Zoned for top-rated Clay County schools and is conveniently located minutes from Fleming Island's premier shopping.

Cost to own

Mortgage calculator

$384,900
$76,980
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Est. Taxes & Insurance: $512
Estimated Total Monthly
$2,561
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049
Property taxesest. at asking price, Clay County$593
HOAbilled annually$4
Estimated total, before insurance$2,646/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,155$264,433

2025 property taxes (current owner): $7,518/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 1, 2026Listed$384,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,900
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,148
Acres0.24 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2227 Falling Star Lane, Green Cove Springs, FL 32043
Area162-Russell Landing/Penney Farms
SubdivisionCross Creek
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size10,454.4 sq ft
Parcel Number46052601030100466

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park
UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedMarch 2, 2026
Days on Market117
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$7,517.77
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: W & E Realty, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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