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Active

Active·213 days on market

7676 Oak Forest Road

Keystone Heights, FL 32656

$45,000MLS# 2131086
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA1.29 acresUnimproved Land

About this home

Keystone Heights

Discover the ultimate blank canvas on 2.6 +/- acres (total bundled sale acreage) of quiet country living. Whether you're envisioning a custom-built estate or a cozy weekend retreat, this high and dry parcel offers the peace and privacy you've been searching for. Zoned for agricultural use, imagine creating a homestead complete with horses, goats, chickens, bees and other animals while cultivating your own garden and enjoying fresh produce from your own fruit trees. Bring your RV, boat and 4-wheelers along for the ride to enjoy the outdoor lifestyle you've always imagined. The central location offers easy commutes to Clay County schools, beautiful State parks, lakes and waterways, Gainesville, Jacksonville and many other points of interest in northeast Florida. 7676 Oak Forest Rd. is being sold as a bundled sale with 7678 Oak Forest Rd. Parcel# 14-08-23-001437-660-00, 1.3 +/-acres, MLS# 2028545. Total price for both parcels is $90,000. Total Acreage 2.6 +/-

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$45,000
$9,000
Loan Term
Monthly Payment
$238
Principal & Interest: $238
Property taxes (est.): $69
Insurance (est.): $30
Estimated Total Monthly
$337
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$23,000$11,712
2024$16,500$10,648
2023$16,000$9,680
2022$9,000$8,800
2021$8,000$8,000
2020$8,000$7,700

2025 property taxes (current owner): $249/yr

Estimated taxes if purchased at asking price: ~$800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Feb 20, 2026Listed$45,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$45,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.29 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address7676 Oak Forest Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size56,192.4 sq ft
Parcel Number14082300143766100

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

Exterior

Lot DescriptionWooded
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 20, 2026
Days on Market99
Tax Amount$249.43
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: ERA ONETEAM REALTY · paulbednar12@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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