Active·154 days on market
445 Newport Drive
Orange Park, FL 32073
About this home
Orange Park
Welcome to 445 Newport Dr -- a solid multi-family investment opportunity that's just hit the market in Orange Park, FL. This duplex brings 6 bedrooms and 4.2 bathrooms across 2,430 square feet, making it a great option for investors or owner-occupants looking to offset their mortgage. Here's the thing -- previous owners didn't skip on the upgrades. Both sides got completely repiped with Pex back in 2017, so plumbing headaches aren't on your radar. The roof was replaced in 2009, and coastal windows were installed throughout in 2019, giving you peace of mind and energy efficiency. Full kitchen and bath renovations were done on both sides between 2012 and 2013, so tenants get a clean, updated living space right away. The AC units are relatively fresh too -- one from 2020 and the other from 2014. Plus, one side just got a brand new hot water heater in 2025. Location-wise, you're sitting pretty. Doctors Inlet Reserve is right around the corner for outdoor time, and everyday shopping
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $223,635 | $199,001 | — |
| 2024 | $218,550 | $180,910 | — |
| 2023 | $215,029 | $164,464 | — |
| 2022 | $204,924 | $149,513 | — |
| 2021 | $166,661 | $135,921 | — |
| 2020 | $143,460 | $123,565 | — |
2025 property taxes (current owner): $3,958/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — 2009 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FL0023922 · Public water (record)
County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,647 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Feb 20, 2026Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WEICHERT REALTORS THE COFFEY GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Orange Park
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines