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This home is in Stillwater, St. Johns.

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Active

Active·156 days on market·Stillwater

700 Stillwater Boulevard

St. Johns, FL 32259

$374,800$243/sqftEst. $1,905/moMLS# 2129984
2
Beds
2
Baths
1,543
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Stillwater

Resort style living defines this premier gated 55+ golf community, where everyday feels like a vacation! Centered around the newest Bobby Weed golf course that is impeccably maintained and as beautiful as it is playable. You don't even need to leave the neighborhood because the stunning clubhouse offers top notch cuisine with daily lunch and dinner specials and a wine lockers to store your favorite wines. Unwind by the resort like heated and cooled pool with cabanas and a full service bar. Take a short golf cart ride up to Top Tracer where you can enjoy simulated golf, entertain your friends, gather around the fire pits or relax at the bar. Stay active with the multiple pickleball courts, state of the art huge fitness center or take a class. A vibrant daily social calendar keeps your days as full as you would like them to be. The home offers a comfortable open floor plan with the kitchen overlooking the dining room and family room. It has two good sized bedrooms with two full bat

Cost to own

Mortgage calculator

$374,800
$74,960
Loan Term
Monthly Payment
$1,905
Principal & Interest: $1,905
Est. Taxes & Insurance: $476
Estimated Total Monthly
$2,381
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,905
Property taxesest. at asking price, St. Johns County$499
HOAbilled monthly$711
Estimated total, before insurance$3,115/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $433,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$330,780$280,058
2024$362,677$312,677
2023$362,044$362,044
2022$100,800$100,800

2025 property taxes (current owner): $7,653/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 13, 2026Listed$374,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,800
Price / Sq Ft$243
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,543
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesWest

Community Information

Address700 Stillwater Boulevard, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number0098620860
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Pickleball, Tennis Court(s)
UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedFebruary 13, 2026
Days on Market136
HOA Fees$710.72 / Monthly
HOA FrequencyMonthly
HOA NameStillwater Community Assoc
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$7,652.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Stillwater

Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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