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Active

Active·198 days on market

3516 Evernia Street

St. Augustine, FL 32084

$339,000$342/sqftEst. $1,743/moMLS# 2129323

Beds

Baths

992

Sq Ft

2024

Built

—

Garage

Pool

About this home

St. Augustine

An entertainer's dream with quality construction to match! The massive fully fenced in backyard features a pressure-treated wood deck, firepit area, and covered bar/grilling space--perfect for hosting--plus professionally installed artificial turf (June 2025) for low-maintenance, year-round greenery. Gutters installed October 2025 add extra value. Inside, the Colour Homes 992 floor plan offers a bright, open layout with skylights and abundant natural light. Built with a durable metal roof, 2x6 framing, spray foam insulation, and low-maintenance siding for energy efficiency and peace of mind. Modern finishes include quartz countertops, wood soft-close cabinets, LVP flooring, tile baths, stainless appliances, and ceiling fans in every room. Upgrades include a subway tile backsplash (2025), upgraded hardware, faux wood blinds, sliding barn door, and Culligan whole-home water filtration system (2024).

Cost to own

Mortgage calculator

Home Price

$339,000

Down Payment: 20%

$67,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,743

Principal & Interest: $1,743

Property taxes (est.): $451

Insurance (est.): $226

Estimated Total Monthly

$2,420

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,743

Property taxesest. at asking price, St. Johns County$451

Estimated total, before insurance$2,194/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,152 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 13, 2026Listed$339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$339,000

Price / Sq Ft$342

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage992

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address3516 Evernia Street, St. Augustine, FL 32084

Area307-World Golf Village Area-SE

SubdivisionAlcazar Gardens

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number0833500050

Amenities

UtilitiesElectricity Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Window FeaturesSkylight(s)

Exterior

Patio / PorchRear Porch

FencingBack Yard

RoofMetal

ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 13, 2026

Days on Market169

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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