This home is in St. Augustine.

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Active

Active·45 days on market

576 Woodlawn Road

St. Augustine, FL 32084

$320,000$267/sqftEst. $1,703/moMLS# 2083455

Beds

Baths

1,200

Sq Ft

2025

Built

—

Garage

Pool

About this home

St. Augustine

With a private rear wooded view, this new Colour Home 4 bedroom 2 bath innovative floor plan features a large open living area that is perfect for families of all sizes. As with all Colour Homes, the build quality standards start with a long lasting metal roof, durable exterior siding, 2x6 exterior studs, and spray foam insulation. All resulting in a durable, low maintenance and energy efficient home. Inside, the style and quality continue with modern clean lines, smooth walls and ceilings, signature design oversized windows, wood soft-close cabinets, quartz countertops, LVP flooring in the living spaces and tile in the bathrooms. Strategically placed skylights and windows throughout create natural light all day long. All homes include stainless steel kitchen appliances and ceiling fans in each room. Conveniently located minutes to downtown St. Augustine and US1. Photos are of a similar home. Home is currently under construction. Estimated completion is July/August.

Cost to own

Mortgage calculator

Home Price

$320,000

Down Payment: 20%

$64,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,627

Principal & Interest: $1,627

Est. Taxes & Insurance: $407

Estimated Total Monthly

$2,033

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,703

Property taxesest. at asking price, St. Johns County$426

Estimated total, before insurance$2,129/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$47,170	$36,438	—
2024	$33,125	$33,125	—

2024 property taxes (current owner): $417/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History