This home is in Fernandina Beach.

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Active·161 days on market

95002 Buckeye Court

Fernandina Beach, FL 32034

$879,900$282/sqftEst. $4,683/moMLS# 2128739

Beds

Baths

3,124

Sq Ft

2019

Built

Garage

Pool

About this home

Fernandina Beach

Open House 6/6 11-2:00 Amelia National Country Club. 15 minutes to the beaches of Amelia Island and Historic downtown Fernandina Beach. The property is in close proximity to the Club House on a half acre lot, Single story floor plan with a bonus room and full bath on the second floor. 3 car garage with additional built in storage space. Split bedroom plan offers additional privacy. Master plus Two additional bedrooms and a large flex space, two full baths and an office are located on the main floor. The high ceilings and abundant windows offer plenty of light. The gourmet kitchen has Quartz counters, stainless steel appliances, an oversized center island, butler's pantry with wine fridge and a gas stove. Tile floors, window treatments, fireplace and an eat in nook highlight the living room. Enjoy the large, rear, private, covered porch. Tom Fazio designed Golf Course. Tennis Center, Club House with fitness rooms, resort style pool, tennis courts and restaurants. CDD has been paid off

Cost to own

Mortgage calculator

Home Price

$879,900

Down Payment: 20%

$175,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,472

Principal & Interest: $4,472

Est. Taxes & Insurance: $1,118

Estimated Total Monthly

$5,591

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,683

Property taxesest. at asking price, Nassau County$1,215

HOAbilled annually$81

Estimated total, before insurance$5,979/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $840,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$741,357	$573,406	—
2024	$693,209	$556,538	—
2023	$683,630	$538,872	—
2022	$579,211	$404,173	—
2021	$440,945	$390,945	—
2020	$418,243	$418,243	—

2025 property taxes (current owner): $9,456/yr

Estimated taxes if purchased at asking price: ~$14,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,609 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History