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This home is in Madeira, St. Augustine.

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Active

Active·174 days on market·Madeira

170 Pasarela Drive

St. Augustine, FL 32095

$885,000$398/sqftEst. $4,710/moMLS# 2126707
3
Beds
2
Baths
2,225
Sq Ft
2023
Built
3
Garage
Yes
Pool

About this home

Madeira

Welcome home to this luxurious, screened-in, saltwater, paver pool home with a spa. Located just outside downtown St. Augustine in Madeira. This marsh front community's location cannot be beat! The owner's added upgrades after moving in really set this home apart! This includes the pool, spa and waterfall as well as the luxury primary closet. To see a full list, check out the list under documents. Located in the ''Marshes of Madeira'', this home has a large lot that's uniquely positioned by the nature preserve, making this a private and secluded lot where no one build behind or on one side. As you enter the home, you are greeted with an open floorplan and a view of the pool overlooking the marsh. The LVP flooring flows seamlessly throughout the home. There is an office/den as you enter the home. The foyer flows effortlessly into the family room, kitchen and dining area. The kitchen is pure luxury with a large quartz island and upgraded appliances.

Cost to own

Mortgage calculator

$885,000
$177,000
Loan Term
Monthly Payment
$4,498
Principal & Interest: $4,498
Est. Taxes & Insurance: $1,125
Estimated Total Monthly
$5,623
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,710
Property taxesest. at asking price, St. Johns County$1,178
HOAbilled quarterly$142
Estimated total, before insurance$6,030/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $785,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$682,846$608,318
2024$640,466$590,466
2023$115,000$115,000

2025 property taxes (current owner): $15,195/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 23, 2026Listed$885,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$885,000
Price / Sq Ft$398
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,225
Acres0.42 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address170 Pasarela Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size18,295.2 sq ft
Parcel Number0734330150

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 23, 2026
Days on Market127
HOA Fees$426 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$15,194.76
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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