This home is in Jacksonville.

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Active

Active·180 days on market

1951 N Market Street 9

Jacksonville, FL 32206

$350,000$181/sqftEst. $1,863/moMLS# 2125415

Beds

Baths

1,930

Sq Ft

1924

Built

—

Garage

Pool

About this home

Jacksonville

Seller will consider owner financing for owner occupant. Now's your chance to live in a 100 yr old schoolhouse in a loft condo that looks right out of an architectural magazine. This 2/2 condo, built in 1926, designed by Mark & Sheftall. Converted into 15 condos in '07. Great ''adaptive reuse'' example, where historic structures are repurposed. The upstairs & downstairs rooms on the west side of the unit were once hallways; the upstairs east side were classrooms & the downstairs rooms on the east side were offices. Fully renovated from top to bottom in 2024-25. Brand new bathrooms, redesigned kitchen with Energy Star appliances, new flooring throughout (see full list of renovations in documents). Unlike any other unit in the building, with a private entrance & large porch facing the common lawn. It features details from the original schoolhouse, such as 15-foot vaulted ceilings, exposed brick & beam construction, & massive windows. Walk in pantry, extra storage & much more

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,768

Principal & Interest: $1,768

Est. Taxes & Insurance: $442

Estimated Total Monthly

$2,210

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863

Property taxesest. at asking price, Duval County$571

HOAbilled monthly$688

Estimated total, before insurance$3,122/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $335,000 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$273,000	$132,266	—
2024	$273,000	$131,987	—
2023	$249,000	$126,687	—
2022	$249,000	$249,000	—
2021	$181,000	$38,150	—
2020	$161,000	$36,933	—

2025 property taxes (current owner): $2,539/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 16, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$181

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,930

Acres0.01 acres

Year Built1924

TypeResidential

Sub-TypeCondominium

StyleHistoric, Other

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address1951 N Market Street 9, Jacksonville, FL 32206

Area072-Springfield

SubdivisionSpringfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size435.6 sq ft

Parcel Number0720300048

Amenities

AmenitiesMaintenance Grounds

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Gated, Guest, Parking Lot, Unassigned

ViewCity

Interior

Interior FeaturesBreakfast Bar

AppliancesConvection Oven, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Cooktop, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Electric, Split System, Zoned

# of Stories2

LevelsTwo

SecurityClosed Circuit Camera(s), Smoke Detector(s)