This home is in Jacksonville.

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Active

Active·118 days on market

1715 Ionia Street

Jacksonville, FL 32206

$359,000$237/sqftEst. $1,911/moMLS# 2135825

Beds

Baths

1,512

Sq Ft

2025

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully crafted new construction home in the heart of Jacksonville's historic Springfield neighborhood. This thoughtfully designed 3-bedroom, 2-bath residence seamlessly blends modern comfort with the timeless charm the area is known for. From the moment you step inside, you'll notice the exceptional attention to detail throughout. The open-concept floor plan is enhanced by high-quality finishes, abundant natural light, and carefully selected materials that create a warm yet sophisticated atmosphere. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, sleek countertops, and modern fixtures--perfect for both everyday living and entertaining.

Cost to own

Mortgage calculator

Home Price

$359,000

Down Payment: 20%

$71,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,825

Principal & Interest: $1,825

Est. Taxes & Insurance: $456

Estimated Total Monthly

$2,281

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,911

Property taxesest. at asking price, Duval County$586

Estimated total, before insurance$2,497/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$45,360	$43,659	—
2024	$39,690	$39,690	—

2025 property taxes (current owner): $785/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History