This home is in Jacksonville.

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Active

Active·50 days on market

203 E 5th Street

Jacksonville, FL 32206

$323,900$260/sqftEst. $1,724/moMLS# 2147178

Beds

Baths

1,248

Sq Ft

1918

Built

—

Garage

Pool

About this home

Jacksonville

Fully renovated and designed to impress!!! This stunning home blends modern upgrades with timeless charm. Featuring brand new windows, beautifully remodeled bathrooms, and a sleek updated kitchen with new appliances, every inch of this property has been thoughtfully refreshed. Bright natural light, clean modern finishes, and a functional layout create a true move-in ready experience. Whether you're looking for a primary residence or an investment opportunity, this property offers style, convenience, and long-term potential. Located in one of Jacksonville's rapidly developing areas, just minutes from Downtown Jacksonville, EverBank Stadium, restaurants, entertainment, and major redevelopment projects transforming the city. Get in early while this area continues to grow and appreciate.

Cost to own

Mortgage calculator

Home Price

$323,900

Down Payment: 20%

$64,780

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,646

Principal & Interest: $1,646

Est. Taxes & Insurance: $412

Estimated Total Monthly

$2,058

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,724

Property taxesest. at asking price, Duval County$529

Estimated total, before insurance$2,253/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $75,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$139,066	$139,066	—
2024	$130,200	$130,200	—
2023	$135,366	$120,733	—
2022	$131,061	$109,758	—
2021	$99,780	$99,780	—
2020	$89,489	$0	—

2025 property taxes (current owner): $2,821/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1918)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History