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Sold

Sold·Closed Feb 4, 2026·10 days on market

1636 Mary Beth Drive

Middleburg, FL 32068

$260,000sold priceListed at $275,000 · 94.5% of asking$230/sqftMLS# 2121770
3
Beds
2
Baths
1,132
Sq Ft
1980
Built
2
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Middleburg

Home sweet home! This cute brick & block home with a large fenced back yard has been very well cared for & is ready for its new owners. Would be a perfect first time home, or for someone looking to downsize, or add to your rental portfolio. Home has nice wood plank tile floors & carpet in the bedrooms. Some other nice features this home has is Newer appliances, a 2017 roof, a nice LARGE screened in back patio with fresh paint. Make this one yours! Schedule a tour today! This home should qualify for 0% down USDA loan. See if you qualify with your lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Clay County$398
Estimated total, before insurance$1,839/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,897/yr · $241/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $398
Insurance (est.): $173
Estimated Total Monthly
$2,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,897/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 20, 2025Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2706 Tina Lane, Middleburg, FL 32068Listed by COLDWELL BANKER BEN BATES INCOct 2026$220,000$1874/21,174530.1
1647 Rhonda Drive, Middleburg, FL 32068Listed by ENTERA REALTY LLCSep 2026$243,000$2073/21,172480.3
2702 Pinewood Boulevard N, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$242,000$2193/21,104130.3
1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSSep 2026$137,600$1023/21,3481710.4
3067 Wavering Lane, Middleburg, FL 32068Listed by WATSON REALTY CORPAug 2026$255,000$2023/21,260100.4
1637 Teaberry Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$259,900$1993/21,308230.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,132
Acres0.20 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1636 Mary Beth Drive, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionGreenwood Estates
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size8,712 sq ft
Parcel Number34042500815318200

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Off Street

Interior

AppliancesConvection Oven, Dishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Additional Information

Date ListedDecember 20, 2025
Days on Market10
Tax Amount$2,896.98
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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